The Retired Investor

TheRetiredInvestor

Welcome to The Retired Investor. This is the source for the latest information on Gillette Edmunds' writing. You can also contact Gillette through this site.

Gillette published a novel; well sort of. It is a travel story of romance, infidelity, humor, ugly blackouts, divorce, recovery, and serenity, available for free, one page at a time, on the web. What? www.touristsoffthetour.com is the name of the novel and is the novel. Click here to see what we are talking about.

RETIRE ON THE HOUSE by Gillette Edmunds and Jim Keene, CFP, CFA is now available in bookstores nationwide.

Forgot to save for retirement, but did buy a house? Saved a little for retirement, and bought a house? Saved a lot and also bought a house? RETIRE ON THE HOUSE will show you how to best use your home equity for a long and prosperous retirement. For more information on the book, to see Gillette's appearance schedule, or for links to buy the book online, click here.

Read Gillette's article in the January 2003 Transactional Analysis Journal. Investment Games describes the most common ways investors get into psychological traps that lead to emotional pain and financial losses. The article shows investors how to identify investment games and stop playing them as well as how to improve investment returns. Gillette's article as well as the entire 104 page special issue of the journal can be ordered for $10 here.

Click on the Comfort Zone button to the left to find the article "Confused". Are you confused because the press tells you homes are overpriced, stocks are still suspect, bonds are expensive and pay nothing, cash is trash, and there is no where to hide? You may this article helpful.

On July 5, 2002 Gillette spoke on CNNfn about How to Retire Early. He reiterated the importance of owning 3 to 5 non-correlated asset classes. Retirees who were sold their asset allocation by brokers, mutual fund houses, or financial planners only own stocks and bonds because that is what brokers, mutual fund houses, and most financial planners sell. Meanwhile, non-correlated asset classes like real estate, REITs, oil and gas, gold, Ginnie Maes, collectibles, home equity, and commodities show positive returns for the last three years. The first step to surviving a market crash is to be sure you own non-correlated asset classes. If not, change your asset allocation now. Loyalty to stocks is misplaced. Do you want to risk another period like 1966 to 1984 when stocks returned nothing (after adjusting for inflation) but real estate, oil and gas, and other asset classes had huge gains? Your best bet is to have enough asset classes so at least one performs well over the next decade. Then, if the economy turns out better than expected, all your asset classes could do well. And, yes, you can retire and stay retired without owning a single share of stock.

On the morning of June 21, 2002 Gillette appeared on CNNfn to discuss Comfort Zone Investing. He made the point that less than one out of five investors have the personality to successfully invest in stocks. Ironically, if you think you are one of the investors who should be in stocks, then you probably are not. Overconfidence and grandiosity are two of the biggest obstacles to profitable and happy stock investing. Were you one of those tech and telecom geniuses a few years back? Don't worry, Gillette was a consumer goods stock genius until October 1987. Today he has found his comfort zone and you can too.

Those who have not yet read Comfort Zone Investing will find a quiz in the "Comfort Zone" section to help you decide if you want to buy it. For example, you will be asked "are you still in stocks even though you now realize that line about stocks being the best long-term investment was just a sales pitch?"

You may have found The Retired Investor at the back of How to Retire Early and Live Well With Less Than a Million Dollars by Gillette Edmunds. It was the Amazon number one bestseller of 2000 for retirement and retirement planning. To read more about early retirement , click on the "How to Retire Early" button to the left.

For readers worried about stocks, Gillette published REITs for the New Decade. REITs for the New Decade explains why REITs will outperform stocks from 2001 to 2010, recommends specific REITs and REIT funds, shows how to pick your own REITs and funds, and sets out REIT strategies for retirees, retirement savers, and other investors. This 97-page report is entirely different than the brief section on REITs in How to Retire Early. Click the REITs button to the left to learn more.

To contact Gillette with your comments or questions about anything in RETIRE ON THE HOUSE, Comfort Zone Investing, How to Retire Early or REITs for the New Decade, email him at the address at the bottom of this page. Be sure to mention the title of one of his books in the subject line so your email does not get auto-deleted as junk mail. Feel free to ask questions about how concepts in the books or report apply to your personal situation.

To contact Gillette, email him at:

GilletteE@aol.com and mention the name of one of his books in the subject line.

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