About the Author

Gillette Edmunds is the author of Comfort Zone Investing, REITs for the New Decade, and How to Retire Early and Live Well With Less Than a Million Dollars. For the year 2000, How to Retire Early and Live Well With Less Than a Million Dollars was the number one Amazon bestseller for retirement and retirement planning. Gillette Edmunds has appeared on The NBC Nightly News and CNNfn and been quoted in Smart Money, Barron’s, Fidelity Outlook, Third Age, MyPrimeTime.com, New Choices and WomensFinance.com on the financial and emotional aspects of investing. He recently served as the Smart Money expert on early retirement for the weekly Smart Money prime time chat room on America Online and has been a guest on local radio. He currently writes a monthly column for SimpleLiving.com.

Gillette Edmunds is a retired investor giving advice based on his own personal experience. He understands the feelings and inner struggles of investors as he has lived off his investments in many uncertain markets over the past 24 years.

In the early 1980s, Gillette was unable to find any useful information on how to live off investments. While many stock brokers, realtors, and insurance agents wanted his account, and many financial planners were interested in selling him their services, none had any actual experience in living off investments. By trial and error, extensive reading, seminars, and 24 years of living off his investments, Gillette discovered every possible investment suitable for a life time investor. He invested in U.S. stocks of his own selection and used money managers and mutual funds to invest in stocks. He bought and managed real estate, set up and purchased real estate limited partnerships, and bought real estate investment trusts, hired real estate managers, and put together real estate investment syndicates. He invested in individual foreign stocks, and purchased foreign stock mutual funds, index funds, and closed-end funds. He bought small businesses, owned oil and gas interests, and invested in municipal bonds, convertible bonds, treasury bonds, and bond funds. His investments in each asset class have, over the past two decades, outperformed all the major indexes.

Living through bull and bear markets in all these asset classes has taught Gillette many lessons. Though he has read all the popular and classic literature on investing, he has never come across any extensive teachings, written from actual experience, that show investors how to deal with the emotional challenges of investing. He hopes Comfort Zone Investing, REITs for the New Decade, and How to Retire Early and Live Well With Less Than a Million Dollars will fill that need.

Remembering his confusion in the early 1980s and the devastation of the crash of 1987, Gillette hopes no reader will have to go through the self-teaching process and lessons he endured. Writing as an expert consumer of financial products and not a promoter, Gillette believes his experience will keep those who follow him from making the costly financial and emotional mistakes he made, and lead them directly to the serenity he now enjoys.

Gillette is married, has three children, and lives in Northern California. He has served on the Board of Directors and done extensive public speaking for a non-profit organization. Email him at Gillette@TheRetiredInvestor.com.

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